:root{--ink:#26313d;--line:#dbe0e4;--muted:#596673;--tint:#f5f7f8;--accent:#415d72}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font:16px/1.7 system-ui,-apple-system,Segoe UI,sans-serif}a{color:inherit}a:focus-visible{outline:3px solid var(--accent);outline-offset:4px}.wrap{max-width:1140px;margin:auto;padding:0 26px}.header{border-bottom:1px solid var(--line);background:#fff}.header .wrap{display:flex;align-items:center;justify-content:space-between;gap:28px;padding-top:24px;padding-bottom:24px}.brand{text-decoration:none;font-weight:700;line-height:1.25;letter-spacing:.02em;max-width:430px}.brand small{display:block;font-weight:500;font-size:12px;color:var(--muted);margin-top:4px}.nav{display:flex;flex-wrap:wrap;gap:18px;font-size:13px}.nav a{text-decoration:none}.nav a:hover{text-decoration:underline}.hero{padding:72px 0 82px}.hero-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);align-items:center;gap:58px}.overline{text-transform:uppercase;color:var(--accent);font-size:12px;letter-spacing:.16em;font-weight:750}h1,h2,h3{font-family:Georgia,serif;letter-spacing:-.025em;line-height:1.17}h1{font-size:clamp(43px,5.3vw,73px);margin:17px 0 24px}h2{font-size:clamp(31px,3.4vw,46px);margin:12px 0 20px}h3{font-size:23px;margin:12px 0}.lead{font-size:20px;color:#46535f;max-width:650px}.hero-visual{min-height:410px;border:1px solid var(--line);background:linear-gradient(155deg,#fff 15%,#eef2f4 85%);padding:35px;display:flex;flex-direction:column;justify-content:space-between;overflow:hidden;position:relative}.hero-visual:after{content:"";position:absolute;width:360px;height:360px;border:1px solid #a8b6c2;border-radius:50%;right:-100px;bottom:-180px;box-shadow:0 0 0 34px #ffffff99,0 0 0 35px #b6c3cc}.hero-visual .visual-top{font:700 11px/1.5 system-ui,sans-serif;letter-spacing:.18em;text-transform:uppercase;color:#6c7b88}.hero-visual .visual-label{font:clamp(29px,3.5vw,49px)/1.18 Georgia,serif;max-width:330px;position:relative;z-index:1}.section{padding:82px 0;border-top:1px solid var(--line)}.section.soft{background:var(--tint)}.narrow{max-width:850px}.copy p{margin:0 0 20px;color:#3b4650}.cols{display:grid;grid-template-columns:minmax(0,.7fr) minmax(0,1.3fr);gap:72px}.cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:32px}.card{background:#fff;border:1px solid var(--line);padding:26px 27px;min-height:195px}.card .num{font-size:12px;letter-spacing:.16em;color:var(--accent);font-weight:700}.card p,.step p,.faq p{margin:0;color:#44515d}.steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px;margin-top:30px}.step{padding-top:18px;border-top:2px solid var(--accent)}.step strong{font-size:13px;color:var(--accent)}.faq{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px;margin-top:28px}.faq article{border-top:1px solid var(--line);padding-top:18px}.faq h3{font-size:21px}.facts{display:grid;grid-template-columns:1fr 1fr;gap:18px 44px;margin-top:30px}.fact{border-top:1px solid var(--line);padding-top:14px}.fact dt{color:var(--muted);font-size:12px;text-transform:uppercase;letter-spacing:.12em}.fact dd{margin:7px 0 0;font-weight:620;overflow-wrap:anywhere}.notice{margin-top:36px;padding:24px 27px;background:#eef2f4;border-left:3px solid var(--accent)}.notice p{margin:0}.footer{border-top:1px solid var(--line);padding:35px 0 42px}.footer .wrap{display:flex;justify-content:space-between;gap:30px}.footer p{margin:0;font-size:13px;color:var(--muted)}.legal{max-width:820px;margin:auto;padding:70px 26px 100px}.legal h1{font-size:49px}.legal h2{font-size:28px;margin-top:42px}.legal p{color:#3b4650}@media(max-width:780px){.header .wrap,.footer .wrap{display:block}.nav{margin-top:18px}.hero{padding:52px 0 62px}.hero-grid,.cols,.cards,.steps,.faq,.facts{grid-template-columns:minmax(0,1fr);gap:20px}.hero-visual{min-height:270px;padding:27px}.hero-visual .visual-label{font-size:34px;max-width:260px}.section{padding:58px 0}.card{min-height:0}.legal{padding-top:50px}.legal h1{font-size:40px}}